Dugey Insurance Agency is an Independent Agency serving Texas’ Medical Professionals with great insurance options, coverages and pricing.  Known for our excellence in customer service, we shop the market on your behalf to provide an outstanding customer experience.

We offer several Physician Loan Programs including Fixed and ARM products including:

• 100% loans up to $1 Million, 95% loans up to $1.5 Million and 80.9% loans up to $2 Million
• Loans are available for all housing types including Single Family Residences, Condos and Townhouse
• Private Mortgage Insurance may not be required.
• Required credit scores vary by loan amount and property Loan to Value.
• Gift funds may be used
• We will accept an offer letter and can close up to 90 days before the job starts.
• We can work with all visa’s including: J1, EAD and of course Green Cards.

Call for more information or to set up an appointment to speak to one of our team members

Given the unique financial circumstances physicians encounter, characterized by substantial student debt juxtaposed with increasing salaries, navigating the home-buying process can be complex. Whether you're a first-time buyer or an experienced professional seeking investment opportunities, Hippocratic House, by Doug Crouse guides any physician through the real estate process, and teaches how to avoid common mistakes and pitfalls from a physician’s point of view.

Purchase Book

With 20 years in the industry, I have dedicated my career to focusing on our portfolio programs, specifically our Physician Loan program. Whether you're starting a residency, specializing to meet unique needs or are growing your own practice, we have the right loan to finance the perfect home for you. Here are some of the features of our Physician Loan programs

• Financing up to 103% on certain loan sizes which allow you to roll in your closing costs.
• Loan amounts available up to 3M* (larger loan amounts available with exceptions).
• Down payment options as low as zero down with no mortgage insurance or escrow account requirements. Fixed and ARM products available for primary and second homes on a purchase, refinance or cashout.
• We can close the transaction 120 days prior to your start date with a signed offer letter.

Call me and let's discuss the opportunities we have available to you!

Fidelity National Title specializes in residential, commercial, and investor-centric real estate transactions. We pride ourselves on being comprised of highly experienced and knowledgeable professionals; from the escrow teams and business development managers to the county managers where critical decisions can be made based on the merits of a specific transaction.

• Fidelity National Financial, which includes Fidelity National Title Group, is #359 of the Fortune 500 companies.**
• Fidelity National Title Group is the highest ranked company in the title insurance industry.
• Fidelity National Title Group is the #1 title company in overall market share, underwriting 30.5% of title policies issued in the US in 2023.*
• Fidelity National Title Group has $1.48 BILLION in claims reserves. Simply put, we can back up our policies.
• We can close your transaction anywhere in the nation! A job well done and excellent customer service are our goals.

Chantal, a Texas State University alumna, has held a real estate broker’s license for 20+ yrs. With 12 years in title, she has substantive experience as a title partner, coach, and connector to many successful real estate agents, lender, investor, developer, and builder clients. She has been ranked locally as a top producer every year since 2015, as well as in the top 10% nationally of all FNF title companies representatives in 2015, 2016, 2022 and 2023

** “Fortune” and “Fortune 500” are registered trademarks of Time Inc. and are used under license for Fortune 500 Rankings – 2023
*SEC.gov